How To Transfer Ownership Of Vehicle In Mumbai

When sellers sell vehicles, the biggest challenge they face is to find a potential buyer. But what happens next? Are finding a buyer and getting paid for the second-hand car enough? The answer is no. 

According to the Indian Regulation Act 1988, transferring the ownership of a 2nd hand car to the new owner is mandatory. But does it happen by just handing over the vehicle’s registration certificate to the buyer? Again, the answer is no. 

If a seller wants to transfer the ownership of the old car to the buyer, the seller and the buyer have to follow a few rules. So, in this article, we shall discuss how to transfer ownership of an old vehicle or bike in Mumbai.

When Is Car/Bike Ownership Transfer Required?

Whether you want to sell a bike or a four-wheeler to someone, transferring the ownership of a vehicle is the only option you have. But when should you apply for a vehicle’s ownership transfer? We have discussed that below. 

• Resale: If you are selling your used car to a potential buyer all by yourself, according to the Indian Regulation Act 1988, transferring the vehicle’s ownership to the buyer is mandatory. 
• Death of the Owner: If the car owner dies and one of the family members wants to sell the car to someone, in that case, transferring the vehicle’s ownership becomes mandatory. But the seller needs to issue a succession letter from the regional court to do that.
• Public Auction: If you sell a car to someone in a public auction, you need to transfer the ownership of the vehicle to the buyer.  

Note: Both the buyer and seller have to go to the RTO office and fill out some required forms and submit the documents of RC transfer.  

Also Read: e-Challan Mumbai – How to Pay Traffic Challan Online in Mumbai?

How To Transfer A Car’s Ownership To The Buyer In Case Of Normal Sale?

You do not have to take a lot of pressure to transfer your vehicle’s ownership to a buyer. You can do it by following offline and online procedures. Below, we have mentioned the steps to transfer a vehicle’s ownership by following the offline method:

How To Transfer A Vehicle’s Ownership Offline In Mumbai?

• Step 1: Firstly, the seller needs to make a selling agreement by mentioning the insurance details, the selling conditions, the ownership transfer status, the registration certificate of the vehicle, the mode of payment, etc.
• Step 2: Once the selling agreement is ready, both the seller and buyer need to fill up forms 29 and 30. But if it is an interstate vehicle ownership transfer, filling out Form 28 becomes necessary to obtain the NOC from the RTO.

Note: The seller and the buyer need to fill out two copies of Form 29 and a copy of Form 30. Filling the Form 28 to get the NOC is not mandatory in case of the same state ownership transfer. However, if the vehicle is under hypothecation, seeking NOC is mandatory too.  

• Step 3: Next, You have to submit the necessary documents: Registration certificate, insurance certificates, toll tax calculator, the new owner’s address proof (utility bills like electricity bill, phone bill, PAN, Aadhar or Voter card details), pollution under control certificate, etc., along with the filled up forms to the RTO office. 
• Step 4: Now, the RTO will provide the buyer with an acknowledgement form as proof that all the documents have been submitted to the office. 
• Step 5: The RTO office will verify the provided documents. Once the verification is complete, it will send a clearance certificate to the buyer. 
• Step 6: Now, the buyer has to pay the amount required to get the new registration certificate of the vehicle to the RTO office.
• Step 7: Next, the buyer has to submit the following documents: clearance certificate, insurance certificate, Passport-sized photograph, address proof, form 30, self-addressed envelope with stamps, PAN card, two copies of Form 29, registration certificate, pollution under control certificate, etc., to the RTO.
• Step 8: After submitting the documents, the RTO office will send an acknowledgement form to the buyer as well.
• Step 9: Once the verification is over, after a month, the buyer will receive the new registration certificate via email or post.

Also Read: Driving Licence (DL) Maharashtra – Driving Licence Online & Offline Apply in Maharashtra

How To Transfer A Vehicle’s Ownership Online In Mumbai?

• Step 1: First, open the ParivahanSewa official website. 
• Step 2: Tap on the Online Services tab. 
• Step 3: Now, click on the Vehicle-Related Services tab. 
• Step 4: You will need to provide the vehicle’s registration number. Enter that in the box to provide all the details for your vehicle’s RC transfer. 
• Step 5: Now, select Proceed. 
• Step 6: Now, click on the Misc (TO/CoA/HPA/HPS/HPT/DupRC).
• Step 7: After clicking on the Misc, you will get another box to provide your mobile number. Enter your mobile number here.
• Step 8: Next, you will get a Generate OTP option. Click on that to generate the one-time password.
• Step 9: Now, enter the OTP the system provides to you. Usually, the user needs to enter the OTP. However, If it comes with an autofill feature, you do not have to do anything. It will automatically get filled. 
• Step 10: Now, click on Show Details.
• Step 11: Next, click on Application Selection. 
• Step 12: After clicking on the Application Selection, you will get another option called Transfer of Ownership. Select that. 
• Step 13: Enter the buyer’s details, the current address proof of the new owner, fuel cost calculator(if required), and address proof of the owner (phone bill, PAN, Aadhar, Voter card details, electricity bill), insurance details, payment address, etc. in the Transfer of Ownership box. 
• Step 14: Now, select the Payment option as per your convenience. 
• Step 15: Once you pay the amount, the system will generate the payment receipt, Forms 29 and 30. If you have filled out Form 28, you will get another receipt for that form. 
• Step 16: Print them out.
• Step 17: Sign the Forms.
• Step 18: Now, you need to submit the insurance certificate of the vehicle, registration certificate, driving license (if any), PUC certificate, etc., to the RTO office. 
• Step 19: After verification of the documents, the buyer will get the new registration certificate via email or post. The whole ownership transfer process takes around a month to complete. 

Also Read: Learning Licence Maharashtra – Learning Licence Online & Offline Apply in Maharashtra

Transfer Of Ownership On Death Of The Owner Of The Vehicle:

In case the vehicle’s present owner dies, one of the family members can sell the car. But before filling out the forms, the seller needs to issue a succession letter from the regional court to provide to the RTO office. Here are the steps you need to follow to transfer a vehicle’s ownership in case the owner dies: 

• Step 1: If the previous owner bought the car by taking a loan and the loan is still on, the seller needs to fill out Forms 30 and 31 along with Forms 29 and 20. 
• Step 2: Now, coming to documents, you need to provide the death certificate, the Registration certificate, succession letter, insurance certificate, car loan calculator (if required) PUC certificate, valid address proof (ant type of utility bill), and insurance certificate to the regional RTO. 
• Step 3: After providing the documents to the RTO office, they will verify them.
• Step 4: After a month or so, the RTO will provide the buyer with the new registration certificate of the vehicle. 

Transfer Of Ownership Of Vehicle Purchased In A Public Auction:

Transferring a vehicle’s ownership to the new owner is similar to the other two processes. But here, you need to provide more documents since the buyer has bought the vehicle from a public auction. 

• Step 1: First, submit the Registration Certificate, passport size photograph of yours, a certified copy of the government’s order that authorized the vehicle auction, insurance certificate of the vehicle, any address proof, PAN card, registration certificate, birth certificate of the buyer, PUC Certificate, chassis and engine pencil print, order or certificate that confirms that the vehicle has been sold, and the buyer undertaking to the RTO office. 
• Step 2: Fill out the driving license forms if required. 
• Step 3: Submit the form necessary for vehicle ownership transformation and submit the documents to the RTO office. For example, if you need to obtain a NOC from the RTO, fill out Form 28 with Forms 29 and 30. 
• Step 4: Now, pay the amount to the RTO required for vehicle ownership transfer. 
• Step 5: Once you pay the amount, the RTO office will verify the documents and provide the new registration certificate to the buyer within a month. 

Why Is A Vehicle Ownership Transfer Required In Mumbai?

• If the new buyer violates any traffic rule or commits a crime using the vehicle you have sold, you will face legal charges. 
• In India, selling a car and not transferring its ownership is not legal.

List of RTOs in Mumbai:

RTO	Code
MH O1	Tardeo RTO
MH O2	Andheri
MH O3	Wadala
MH O4	Thane
MH O5	Kalyan
MH 43	Vashi
MH 46	Panvel
MH 47	Borivali

How To Transfer A Vehicle’s Ownership If The Vehicle Registered & Buyer’s RTO Is The Same?

• Step 1: Firstly, the seller needs to prepare a selling agreement. Here, the seller needs to mention the payment mode, selling condition, the status of the ownership transfer, insurance details, current registration certificate, and address details (if required). 
• Step 2: Fill out the required forms to transfer the vehicle’s ownership. 
• Step 3: Now, submit all the necessary details with the forms to the RTO office. 
• Step 4: Now, pay the money to the RTO office required for transferring the vehicle’s ownership. 
• Step 5: Next, the RTO office will send an acknowledgement form to the buyer. 
• Step 6: Once the document verification is over, the new owner will get the registration certificate by post or email within a month.

How To Transfer A Vehicle’s Ownership If The Vehicle Registered & Buyer’s RTO Is Different?

• Step 1: Fill out the necessary forms required to transfer the vehicle ownership to the new owner. 
• Step 2: Then, submit the No Objection Certificate(if it is an interstate vehicle ownership transfer), address proof, passport size photographs, Forms 20,28,29,30,35, PAN card, clearance Certificate (if required), PUC Certificate, Registration Certificate, Insurance Certificate, the road tax receipt (if required) to the RTO office. 
• Step 3: Now, pay the road tax. 

Note: The road tax varies from one state to another.

• Step 4: After you pay the road tax, the RTO office verifies all the details.
• Step 5: After a month or within a month, the RTO sends the new registration number to the buyer via email or post.

Documents Required For The Ownership Transfer Process In Mumbai:

Document	Requirement
PAN Card	Mandatory
Registration Card	Mandatory
Insurance Certificate	Mandatory
NOC	If required
Form 28	If required
Form 29	Mandatory
Form 30	Mandatory
Form 31	If required
Form 32	If required
Form 35	If required
Form 60	If required
Form 61	If required
Form 20	If required
Pollution Under Control Certificate	Mandatory
Address Proof (any kind of utility bill)	Mandatory
Succession Certificate	If required (if the owner is dead)
Tax Payment Receipt	Mandatory
Crime report of N.C.R.B	Mandatory

Step-by-Step Procedure For Application Of Transfer Of Ownership Of Vehicle In Mumbai:

Procedure For Offline Application Of Transfer Of Ownership Of Vehicle In Mumbai:

• Step 1: Firstly, the seller needs to prepare a sale agreement by mentioning the status of the ownership transfer, the payment mode while selling, insurance details, registration certificate, pollution control certificate details (if required), and the selling conditions. 
• Step 2: Now, the seller and the buyer need to sign Forms 29 and 30. If there is a need for NOC, then filling out Form 28 becomes mandatory. 
• Step 3: Submit the PUC certificate, insurance certificate, registration certificate, permanent address proof of the owner, Tax receipt, etc., along with the form you have filled to the RTO office.
• Step 4: Now, pay for the new Registration Certificate.
• Step 5: After the payment, the RTO office will send an acknowledgement receipt to the buyer and verify the documents.
• Step 6: Once the verification is complete, the new owner will get the Registration Certificate via email or post. This whole process takes nearly a month to complete. 

Procedure For Online Application Of Transfer Of Ownership Of Vehicle In Mumbai:

• Step 1: Open the ParivahanSewa website on your device.
• Step 2: You can find an online services tab on the homepage of the website. Click on that.  
• Step 3: Here, you will find an option called Vehicle Related Services. Select that.
• Step 4: After clicking the Vehicle-Related Services, you will get a box. Enter your vehicle’s registration number here.
• Step 5: Click on Proceed.
• Step 6: Next, click on the Misc (TO/CoA/HPA/HPS/HPT/DupRC).
• Step 7: The system will provide you with a box. Enter your mobile number here. 
• Step 8: Click the Generate OTP button.
• Step 9: Enter the OTP.
• Step 10: Next, click on Show Details.
• Step 11: Once you select Show Details, you will get an option called Application Selection. Tap on that.
• Step 12: You will get another option called Transfer of Ownership. Tap on that. 
• Step 13: In the Transfer of Ownership box, enter the vehicle’s details: insurance details, the current address of the new owner, payment address, the fuel cost, toll tax calculator of the car (if required), etc. 
• Step 14: Select the Payment option to pay the fees for the new RC. 
• Step 15: After the completion of the payment, the system will generate Forms 29 and 30 and two payment receipts. If you have applied for NOC, you are likely to get Form 28 as well.
• Step 16: Get a printout of all of them.  
• Step 17: Now, fill out the forms and sign them.
• Step 18: Go to the RTO office and submit the necessary documents for the vehicle mentioned above. 
• Step 19: Once the RTO office verifies the documents, the buyer will get the new registration certificate via post or email.

What Are The Consequences Of Not Transferring Car/Bike Ownership?

Transferring vehicle ownership to the buyer after selling a vehicle is mandatory in India. If you, as a seller do not abide by the law, you may have to follow the following consequences: 

• If the buyer violates any traffic rule, you will face legal charges. 
• Selling a car and not transferring its ownership is illegal in India. Not following the law may cause you trouble. 
• If the car causes an accident, you will face legal charges.

RC Transfer Charges in Mumbai:

Here is the table showing the vehicle ownership transfer charges in Mumbai: 

Vehicle	Charge
Two-wheeler	150/-
Four-wheeler	300/-

Procedure Of Paying Pending Tax Of Vehicle In Mumbai:

The following steps show how you can pay the pending vehicle tax if you live in Mumbai: 

• Step 1: Open Parivahan Sewa’s official website.
• Step 2: Now, you will get an option called Vahan Service. Select that. 
• Step 3: Enter the vehicle registration details in the given box, which you will get once you click on the Vahan Service.  
• Step 4: Select the Pay Tax option. 
• Step 5: Provide your phone number in the box to generate OTP.
• Step 6: Now, click Okay. Check if you have provided all the information correctly. 
• Step 7: Now, you have to select the payment mode. 
• Step 8: After that, you will get a confirmation message about the payment being successful. That is it. 

Vehicle Ownership Transfer Forms

Vehicle Ownership Transfer Forms	Requirement
Form 20	If required
Form 28	If required
Form 29	Mandatory
Form 30	Mandatory
Form 31	If required
Form 32	If required
Form 35	If required
Form 60	If required
Form 61	If required

Conclusion

Selling a car is a bit more difficult than buying. The seller not only has to find a potential buyer but transferring the vehicle’s ownership is another hectic task the seller has to undertake. Not knowing the process might confuse the buyer and the seller and they may end up not transferring the vehicle ownership at all. But since that is illegal, everyone needs to know how to transfer ownership of a vehicle. 

So, if you live in Mumbai and are trying to figure out how to transfer your vehicle’s ownership to a buyer, follow the article mentioned above. 

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